| Aspect | Details |
|---|---|
| Scheme Name | Bima Sakhi Scheme |
| Launch Date | December 9, 2024 |
| Launched By | Government of India |
| Implementing Agency | Life Insurance Corporation (LIC) |
| Objective | Empower rural women by enabling them to build sustainable careers in the life insurance sector, promoting financial inclusion, workforce participation, and insurance penetration in underserved regions. |
| Key Role | Bima Sakhis (Mahila Career Agents - MCAs) |
| Stipend Structure | Performance-based stipend: ₹7,000/month (Year 1), ₹6,000/month (Year 2), ₹5,000/month (Year 3). |
| Income Source | Stipend + Commission-based earnings |
| Budget Allocation | ₹520 crore for FY 2025-26 |
| Funds Disbursed | ₹115.13 crore (up to July 14, 2025) |
| Enrollment | 2,05,896 women enrolled (as of July 14, 2025) |
| Career Advancement | Graduate Bima Sakhis can apply for LIC Apprentice Development Officer (ADO) after five years, subject to performance and eligibility criteria. |
| Impact | Created livelihood opportunities, promoted financial independence, gender empowerment, and insurance awareness. LIC disbursed ₹62.36 crore in stipends in FY 2024-25. |
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