| Topic | Key Details |
|---|---|
| SRVA-Based Investment in Corporate Debt | Foreign entities holding Special Rupee Vostro Accounts (SRVA) can invest INR balances in corporate debt securities like Non-Convertible Debentures (NCDs), bonds, and Commercial Papers (CPs). FPIs exempt from maturity and issue-wise limits. Indian banks must facilitate demat account openings and report transactions to SEBI-authorized depositories. |
| INR Trade Settlement: Expanded Scope | Authorised Dealer (AD) Category-I banks can allow foreign SRVA holders to invest in corporate debt instruments using rupee balances, adhering to RBI limits and methods. |
| Integrated Ombudsman Scheme (RB-IOS, 2021) | Expanded grievance redressal coverage includes commercial banks, RRBs, co-operative banks, NBFCs with asset size above ₹100 crore, payment system operators, and credit information companies. |
| Borrowing & Lending Amendments (2025) | Authorised Dealer Banks can provide rupee-denominated loans for trade transactions to residents and banks in Bhutan, Nepal, and Sri Lanka, strengthening subcontinental commercial ties. |
| Foreign Currency Accounts: Flexibility for Exporters | Indian exporters can open foreign currency accounts in banks outside India or International Financial Services Centres (IFSCs). Funds must be repatriated within 1 month (overseas banks) or 3 months (IFSC accounts). |
| RBI Directions: Nomination Facility (2025) | Effective November 1, 2025, banks must standardize nomination services for deposit accounts, safe deposit lockers, and safe custody articles. Customers must be educated about nomination benefits and procedures. |
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